Terms and Conditions

1. Acceptance of Terms

By accessing or using the Finelo Platform website ("the Site"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you should discontinue use of the Site immediately. Continued use of the Site following any updates constitutes acceptance of the revised Terms.

2. Description of Service

Finelo Platform provides informational content and tools intended to support research and analysis workflows for independent professionals. The Site and any related materials are provided for general informational purposes only and do not constitute financial, investment, legal, or professional advice of any kind.

Nothing presented on the Site should be construed as a recommendation to buy, sell, or hold any asset, security, or instrument. Any decisions made based on information found on the Site are made at your own discretion and risk.

3. Eligibility

By using the Site, you represent that you are at least the age of legal majority in your jurisdiction of residence and that you have the legal capacity to enter into these Terms. It is your responsibility to ensure that your use of the Site complies with all applicable laws and regulations in your jurisdiction.

4. No Financial or Professional Advice

Finelo Platform is not a registered investment advisor, broker-dealer, or financial institution. Any content, analysis, commentary, or material made available through the Site is provided "as is" for general informational purposes and should not be relied upon as a substitute for independent research or consultation with a qualified professional.

Markets and data involve inherent uncertainty. Past performance, patterns, or outcomes referenced in any informational material are not indicative of future results. You acknowledge that use of any information found on the Site is undertaken entirely at your own risk.

5. User Responsibilities

You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of the Site by, any third party. Prohibited conduct includes, without limitation:

— Attempting to gain unauthorized access to any portion of the Site or its underlying systems.
— Using automated means to scrape, harvest, or extract data from the Site without prior written consent.
— Transmitting any material that is unlawful, harmful, or infringes on the intellectual property rights of others.
— Interfering with or disrupting the operation of the Site or servers connected to it.

6. Intellectual Property

All content on the Site, including but not limited to text, graphics, logos, layouts, and underlying code, is the property of Finelo Platform or its licensors and is protected by applicable intellectual property laws, unless otherwise stated. You may not reproduce, distribute, modify, or create derivative works from any material on the Site without prior written permission.

7. Third-Party Links and Content

The Site may contain links to third-party websites or reference third-party content for informational convenience. Finelo Platform does not endorse and is not responsible for the accuracy, legality, or content of any third-party material. Accessing third-party links is done at your own risk and subject to the terms of those respective sites.

8. Disclaimer of Warranties

The Site and all related content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Finelo Platform does not warrant that the Site will be uninterrupted, timely, secure, or error-free.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Finelo Platform, its affiliates, and representatives shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or in connection with your access to or use of the Site, even if advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless Finelo Platform and its representatives from any claims, damages, liabilities, costs, or expenses arising out of your use of the Site, your violation of these Terms, or your infringement of any third-party rights.

11. Modifications to the Terms

Finelo Platform reserves the right to modify or update these Terms at any time without prior notice. Updated Terms will be posted on this page with a revised effective date. It is your responsibility to review these Terms periodically to remain informed of any changes.

12. Termination

Finelo Platform reserves the right to suspend or terminate access to the Site, in whole or in part, at its sole discretion and without notice, for any conduct that it believes violates these Terms or is otherwise harmful to other users or the operation of the Site.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Finelo Platform operates, without regard to conflict of law principles. The specific governing jurisdiction should be defined by Finelo Platform and confirmed with qualified legal counsel prior to publication.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions of these Terms remain in full force and effect.

15. Contact

Questions regarding these Terms may be directed through the contact channels listed on our Contact page.